Many people purchase insurance thinking I want full coverage and once I get it I will be covered for every event that may befall my vehicle. But then they begin to question if every type of incident is covered with full coverage. Some events that people question if they are covered for are: if my car breaks down what about towing costs or if I need a rental car does the insurance company pay? Towing service and rental service is not an automatic service that you are covered for but it can be easily added to a new policy purchase or during the renewal process.

There are many benefits for you with the travel protection plan that is offered with auto insurance policies. First of all this optional coverage does not cost you anything more on your initial down payment. That’s right, nothing extra on your down payment. Whether you decide to add it or not you still pay the same down payment. This service is 100% financed into your monthly payments and for so much coverage the cost is very small!

The benefits for you are these:

If you are in an accident or if your car just breaks down, this service will reimburse you for towing service up to $50 each time you use it! If you need to be towed multiple times during your term no problem, you can use this towing plan as much as you need it. You are not required to use just one company either; you are able to use any company you wish.

Another benefit is that if your vehicle is disabled due to an accident or is stolen, you will be reimbursed for rental expenses up to $25 a day for as long as 10 days! If you are traveling, for example visiting family and are 250+ miles from home, this plan will also reimburse you for up to 5 days to get home at $25 a day. Again you may use any company you wish for your rental. In addition any personal effects in a rental car that may be stolen or are lost due to fire in a rental car will be covered up to $300.

Many people, during their busy day, find themselves accidentally leaving his or her keys in their car just as they close the door. Normally one panics and wastes time trying to find a way to break into their own car or calling for some to come bring that extra key from home. Most likely you still end up calling a locksmith to unlock the car and you won’t be getting that money back. The travel protection plan saves you because it will reimburse you up to $25 for lock out service if this happens to you.

If you are unfortunate enough to be in an accident that requires you to be taken to a hospital, this plan is also helpful. When an ambulance is sent out to the accident site, you have to pay a service fee but the plan will reimburse up to $100 for this situation.

The final benefit worth mentioning is the bail bond service it provides. This plan will reimburse for up to $10,000 of bond expense if you are in a situation that would cause you to be incarcerated due to traffic violation. You may think you never get in trouble, but what if you were pulled over for driving with a suspended license because you failed to pay that old parking ticket you had forgotten about? Or what if you had a glass of wine at a nice restaurant and was stopped and considered to be over the local legal alcohol limit? You are not a criminal, but things like this sometimes do happen. If any of these examples occur, it is nice to know that you may be covered for bond service!

For just approximately 16 cents a day per car you can get all these great benefits. Peace of mind is also one of your greatest benefits from this plan. Again, your down payment will not go up at all! Why would you want to pay for any of these expenses and not get reimbursed? If any of these situations happen someone has to pay. It is either you or your insurance company so why not purchase this plan and have them pay.

Visit http://www.carinsurance.com For An Auto Insurance Rate

About the Author

James Diaz is a representative of CarInsurance.com. You can visit CarInsurance.com at http://www.carinsurance.com or contact them at 1-877-327-8728.

Consumers can receive quotes from many insurance companies, in some states you are able to purchase your insurance instantly, online. You don’t have to drive your car to buy car insurance. Buy online…anytime!

Technorati Tags: automotive, autocare, auto care, car care, auto repair

Robert Sikorsky s little book Drive It Forever offers invaluable tips to keep your car going the extra mile. His stellar advice could save you a year s worth of car payments or more!

The smoother you drive, the longer your car will run. Stopping and starting, fast lane changes, scratching off all lead to shorter life for your car.

Naturally, you can t drive at all without stopping and starting. But your goal is to keep moving smoothly any time that you can. Does it look like a stoplight is about to turn green? Then slow down and if possible, gently keep moving until the light changes.

Less engine idle means less engine wear, says Sikorsky. If you have to idle longer than 30 seconds, you may as well turn the engine off and start it when you re ready to roll. So turn off the car if you re waiting in parking lots, waiting on others to ready themselves for travel, if you have to go back in the house for something, etc.

And never rev up the car while it s not moving.

If you re driving in bumper to bumper barely moving traffic, it s wise to turn your air conditioner off. This saves a lot of wear on your car. The engine has to work overtime if the air is on and you re stopping and starting frequently.

You ve probably heard that it s good to take your car out periodically for a good drive on the highway now and again, and that s good advice. This allows your engine to get fully warmed up and helps get rid of some deposits built up by short trips.

If it s below freezing, try not to take your car out on short trips of less than five miles. Sikorsky says this is one of the worst possible conditions for your car.

Don t cruise around a parking lot forever, trying to find a spot. Go ahead and park further away and get in a little exercise.

Avoid accelerating suddenly unless there s an emergency situation. Putting the pedal to the metal may get you someplace today, but tomorrow you may end up hitching a ride from a neighbor.

If possible, don t park your car headed uphill. When you re ready to start it later, the engine will have to use extra power to pull itself. It s better to park headed downhill than uphill.

Driving on dusty roads cuts your gas mileage considerably as well as adds to engine wear.

I ve found Drive It Forever a valuable read! It s personal, and easy to read, even if you re mechanically challenged.

About the Author

This article provided courtesy of http://www.car-leasing-guide.com

Technorati Tags: automotive, autocare, auto care, car care, auto repair

Do you know Why your car meter reading is Might Not show the correct fuel mileage?

You may be trying hard to increase gas mileage of your car but when you don t know how to get the best possible mileage reading of your car, then everything else is useless.

With these tips, you ll be sure to get the best possible gas mileage reading to tell when something is amiss with your car. This article will give you some tips you can use to better keep track of your car fuel mileage consumption.

On one fine evening, a subscriber of mine wrote me the following,

“Dear Sunny,

I bought my first car, a Nissan Sunny 130Y, three months ago, It runs extremely well and I’ve had no major problems since. But I’m curious as to its actual fuel consumption. Can that be measured without sophisticated electronic devices so I could learn to start increase gas mileage of my car in more efficient way?

What are the methods a layman like me can use to measure fuel consumption?

Janice”

To be frank, fuel consumption varies widely. It all depends on the way you drive your vehicle, your car make, and the type of traffic condition it encounters. These circumstances affect the actual fuel efficiency of your car.

For instance, if you drive mainly in urban areas where you’ll see lots of traffic jam, you are likely to lose up much more gas money compared to when you are cruising along the highway.

Enough said, your fuel economy will suffer when you are stuck in the jam. Jack rabbit starts and heavy braking of your vehicle may contribute to your increased fuel consumption as well. All these factors may not contribute to your ways to save fuel.

Here’s my tip to measure your fuel consumption of your vehicle and to get the best possible gas mileage reading of your car.

First, you would start by filling up your vehicle tank to the brim and then adjusting the trip meter to zero. You could do that just by resetting the meter.

Next, drive the vehicle until at least two-thirds of the tank has been used before you fill up again. During this time, please take note of the amount of fuel you are filling up against the distance that you have travelled since the last time you topped up.

Fuel consumption, in kilometres per litre, is calculated by dividing the reading on your trip meter by the amount of fuel that you have filled up.

Based on my experience, it is best that you average out the results by repeating the same procedures and take measurements over a few weeks to obtain the average of the best consumption figure for your vehicle.

Some car manufacturers will state the fuel consumption figures of the cars in the manual. Please be aware that these figures were obtained under strict test conditions and surveillance and also on an almost perfect road surface.

So don’t be alarmed when you notice the variance of the actual fuel mileage result you get against the manufacturers’ figures.

To really find out your actual car fuel consumption and to diagnose any sudden drop of fuel efficiency, you should keep track of your fuel consumption regularly as it is the best and surest way to tell when something is going on with your car.

Once you’ve realized how easy it is to keep track of your car fuel consumption, you should be on your way to seriously consider some of the ways you could do to increase gas mileage even when you are pumping gas in the gas stations.

Believe me, not everyone is aware of some of the stuff you could do to top up additional gas mileage.

About the Author: Sunny Tan is the author of “Gas Mileage Tactics”, the ULTIMATE Gas mileage saving resources consist of many top notch tips and tricks the PRO drivers use. Pick up YOUR copy of this ground-breaking ebook with absolutely NO RISK at http://www.extragasmileage.com and start to increase gas mileage now!

Source: www.isnare.com

Technorati Tags: automotive, autocare, auto care, car care, auto repair